Tales of an American Peasant Drug Costs Monetary Disaster
Health insurance costs get worse every year. This year for the first time I now have a deductible. I pay the first $2,000 of whatever treatment I need. The co-payments for drug costs are higher now too. My biggest weekly expense is not the food or the rent, it is deductible and co-payments above and beyond the $1,400 a month regular premium I pay. This, of course, is stupid and a monetary disaster.
Talk about stupid, I went up to the pharmacy counter to pick up my prescription and was told that of the two a day 60 pills a month my doctor prescribed, my health insurance company would only pay for 51 of the pills. Seems they overruled my doctor’s diagnosis and came up with one they liked better. On top of them forcing me accept the lower dosage, I had to pay them a $50 co-payment. This, of course, is stupid.
Not long ago I dropped off a prescription at the pharmacy and when I came back to pick it up, I was told they could not fill the order because my insurer needed my doctors approval. Since my doctor made the diagnosis and prescribed the medication, it didn’t make sense that he had to now also approve it. I did not even know how to respond to that news because my brain could not process the circular reference. This, of course, was stupid.
For me, it’s like when you’re being asked to do stupid things that something is WRONG!!! I am a reasonable person who operates in the realm of reason. I fail to function properly in the realm of foolishness and stupidity. When put in that realm I react with furious anger.
I expect within the next year that I’ll walk up to the pharmacy counter for a pick up, and they will tell me they have my prescription ready, but first they will need me to stand on one leg, bend over and kiss their ass. Upon completing that I’ll then be required to reach into my wallet and give them $50 bucks. I’ll then be told no more prescriptions will be filled unless my doctor jump though a series of fiery hoops like a trained poodle in a circus sideshow.
When this happens I will of course say: yes massah, yes massah, anything else I can do for you massah. Unfortunately, I need the medication for myself and for my family so I’ll do whatever they need me to. Even though it is stupid.
O f course we don’t need health insurance reform. That is a stupid idea that the socialist democrats keep pushing every time they manage to get a president elected. I’m just a peasant in this country but I know that when you get to the point when you’re doing stupid things you stop doing what you’re doing and get serious.
Thank you! I would now go on this blog every day!
Have a nice day
AnnaHopn
Thank you! I would now go on this blog every day!